INFORMATION NEEDED TO APPLY FOR A HOME LOAN
1. Complete name of applicant/co-applicant.
     
2. Birth date of applicant/co-applicant.
     
3. Social Security number for applicant/co-applicant.
     
4. Home phone number.
     
5. Present Address.
     
6. Landlord – name, address and monthly rent amount.
     
7. If present address is less than 2 years, need former address, landlord and his address to cover two consecutive years.
     
8. Present employer name, address, phone number, length of employment, your position, salary (current pay stub). Same applies to co-applicant.
     
9. If you have been employed less than 2 years, you need previous employers name and address to cover two consecutive years.
     
10. Other income needed to qualify must be verified, such as retirement or rental income.
     
11. Assets:
 
A.
 Cash on hand.
 
B.
 Bank accounts. Need bank name, account numbers, and balance.
 
C.
 Stocks, Bonds, etc., need breakdown and value.
 
D.
 Auto(s): Need make, model and value.
 
E.
 Real Estate description and value.
     
12. Debts:
 
A.
 Open accounts needed (auto, notes to banks, finance companies, retail stores, credit cards) Give name, address, account number, monthly payments and balance.
 
B.
 Child Support or alimony if applicable (separation agreement and decrees needed)
 
C.
 Paid out accounts – name, address, loan number, type of loan, highest balance.
 
D.
 Present mortgage loan – Bank name, address, loan number, original loan amount, present balance, monthly payments.
     
13. If any judgment or bankruptcy has been filed against you, please advise and give an explanation of same.
     
14. Source of down payment and closing cost must be disclosed.
     
15. On VA loans only, copies of your DD 214’s will be needed to determine your eligibility.
     

16.

A check for Appraisal fee and Credit Report fee made payable to the mortgage company to cover the estimated cost of these items.